212-695-7495 info@camlife.com

News & Thought Leadership

$1M of Life Insurance, No Exam Needed

Principal Life now offers an innovative simplified issue program that allows qualified applicants between the ages of 18-60 to purchase guaranteed level premium life insurance without a medical exam.Life Insurance - No Exam

  • Up to $1,000,0000 of Life Insurance 
  • No Exam required
  • You choose the duration: 10,15,20,30 year level term or permanent coverage.


Who should consider this Program?

Individuals who need additional coverage or have older higher cost policies. You can also insure your spouse, a key person in your business or even fund a buy/sell agreement! Also great for adult children now starting their own families. Rates for life insurance have been reduced by approximately 30% due to extended mortality rates.

What will disqualify me from this program
Past health conditions such as heart disease, cancer or major illness.

Sample Premiums:
$1,000,000, Age 40 Female in Preferred+ Health
15 Year Term: $427
20 Year Term: $577
30 Year Term: $993

Call us for rates specific to your current age at 212-695-7463.

Do I Qualify For This Program Based on My Health Profile?  Click Here to View the Underwriting Checklist


Compare Rates from Multiple Insurance Carriers: Click Here for an Online Quote:




Why Cambridge?

Why Cambridge?

Independent | Cambridge Insurance and Financial SolutionsWe Always Do the Right Thing

As an independent Broker, we represent our client’s best interest and not the insurance company. Our open-architecture platform provides access to over 40 insurance companies to ensure the best combination of price, coverage and service. Click here to learn more

We Make It Easy | Cambridge Insurance and Financial SolutionsWe Make It Easy

Life insurance is a complex financial tool but we can help take the guesswork out of the process. We can help answer all your questions, including:

  • How much insurance do I need?
  • How long do I need coverage?
  • What type of policy is most appropriate?

Family Oriented | Cambridge Insurance and Financial SolutionsFamily Oriented

Our goal is to give you peace of mind to know that your loved one’s are adequately protected. As a Cambridge client, you become part of our family and will have access not only to a dedicated service team but also a direct line to our company owners.

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Arthur Grutt