About Us

Overview

Formed in 1989, Cambridge is an independent insurance brokerage providing coverage and consultation to over 1,700 businesses and individuals. Although insurance planning can be an intimidating process, we educate our clients so they can make informed decisions on how best to protect themselves and their families. Clients look to Cambridge for an objective and trusted advisor.

Why an Independent Advisor?

Cambridge represents the best interests of our client, not an insurance company. You can expect an unbiased approach as we create a competitive marketplace. Multiple carriers will bid on your coverage as we provide access to over 40 insurance companies. Our open architecture platform and underwriting expertise ensure our clients receive the best combination of price, coverage and service.

Our Clients

Our corporate clients range in size from 25 employees to those with more than 5,000 employees. Industries serviced include law and accounting firms, private schools, medical practices, hedge funds, PR firms, manufacturers and non-profits. Our personal clients include the Executives and Partners of our corporate clients as well as individuals looking to financially protect their future.

Recognizing the value of our expertise, clients continue to help Cambridge grow through referrals.

Partners of the Firm

Richard B. Lehrer

Richard Lehrer, Partner | Cambridge Organization

Richard (Rick) Lehrer is the founding Partner of the Cambridge Organization in 1989. In his capacity as President, he works with both corporate and individual clients in developing insurance plans and strategies. Areas of expertise include Life insurance, Long Term Care, Business Succession, Employee Benefits and retirement needs. Under his direction, the firm has grown to over 1,700 clients ranging from large corporations, small business and individuals.

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Arthur T. Grutt, Jr.

Arthur T. Grutt, Jr., Partner | Cambridge Organization

As Partner-in-Charge of the firm's Employee Benefits Group, Arthur Grutt provides clients with comprehensive insurance advice. Art earned a Certified Employee Benefit Specialist (CEBS) designation from the Wharton School of Business at the University of Pennsylvania and IFEBP. CEBS is considered the standard of excellence in the benefits industry. Art served as Vice President of the CEBS NY Chapter in 2011 and has been a Board Member since 2007 serving as Chair of Education, Fundamentals, Secretary and Treasurer.

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Professional Organizations

The Cambridge Organization is proud to be a member of the following prestigious industry groups:

  • National Association for Insurance and Financial Advisors (NAIFA)
  • Million Dollar Round Table (MDRT)
  • International Foundation of Employee Benefit Plans (IFEBP)
  • International Society of Certified Employee Benefit Specialists (ISCEBS)

Carriers

Selecting the right provider is critical. Cambridge has built extensive relationships with the following vendors to ensure our clients receive the best combination of price, coverage and service.

Life, Disability, Long Term Care & Annuity

  • Aetna
  • AIG/American General
  • Allianz
  • Allstate
  • Assurant
  • Aviva
  • AXA Equitable
  • Banner Life
  • Berkshire
  • Cigna
  • Colonial
  • Companion Life
  • First Rehabilitation
  • Genworth
  • Guardian
  • Hartford
  • Humana
  • ING
  • John Hancock
  • Lincoln Benefit
  • Lincoln Life
  • Lloyds of London
  • Mass Mutual
  • MetLife
  • Minnesota Life
  • Mutual of Omaha
  • National Benefit
  • Nationwide
  • New York Life
  • Pacific Life
  • Phoenix Life
  • Principal
  • Prudential
  • Reliance Standard
  • SBLI
  • Security Mutual
  • Sun Life
  • The Standard
  • Transamerica
  • Union Central
  • UNUM
  • US Life
  • US Financial
  • West Coast Life
  • William Penn
  • Zurich

Employee Benefits

  • Aetna
  • AFLAC
  • AIG/American General
  • Amadacare
  • Assurant
  • Avesis
  • Cigna
  • Colonial
  • Davis Vision
  • Delta Dental
  • Emblem
  • Empire Blue Cross
  • First Rehabilitation
  • GHI
  • Genworth
  • Great West
  • Guardian
  • Hartford
  • Healthpass
  • HIP
  • Horizon Blue Cross
  • Humana
  • ING
  • MetLife
  • Mutual of Omaha
  • Principal
  • Prudential
  • Reliance Standard
  • Standard Security
  • Sunlife
  • The Standard
  • United Concordia
  • United Healthcare/ Oxford
  • U.S. Life
  • UNUM
  • VSP Vision
  • Zurich